Rahman Capital
Secured property finance. First charge. Clear terms.
From 12% p.a. · Typically 50–70% LTV · Property-backed — no income proof or income documents required. Bridging, SPA deadline, auction loan & refinance.
Product terms
Built around the asset — not payslips.
Every facility is structured against a first legal charge on Malaysian property. Underwriting centres on the asset and exit — no income proof or income documents required.
- From 12%
- Indicative p.a. pricing on first-charge facilities
- 50–70%
- Typical LTV of assessed market value
- First charge
- Priority security over the titled property
- No income docs
- Property-backed — income proof not required
Use cases
Choose the path that matches your clock.
Four focused journeys — same security standard.
Bridging
Short-term capital while you wait for bank drawdown, completion, or a planned exit.
Explore bridging →SPA deadline
Balance due and bank late — first-charge bridge to complete without forfeiting the deposit.
Explore SPA deadline →Auction property loan
Fund the balance on auction and forced-sale lots when bank packaging cannot keep pace.
Explore auction loan →Refinance
Release equity or take out existing debt with a clean first-charge structure.
Explore refinance →Case studies
Successfully funded — illustrative paths.
Placeholder examples of first-charge facilities arranged against Malaysian property. Client demos and photos can replace these later.
KL condo balance — bank LO too late
Completed SPA before forfeiture when housing-loan drawdown slipped past the deadline.
Read case → Auction property loanSelangor terrace — hammer to title
Funded the balance after a successful LACA bid when the bank calendar could not keep up.
Read case →Ready to screen a property?
Send title type, location, estimated value, existing charges, and how much you need — income documents not required for this product path.